Mortgages

The Bank of England has held the base rate at 4.75%, with 6 members voting to hold the rate and 3 voting to reduce it.

Mortgage rates are not expected to fall further this year, but rising wages are likely to improve affordability for buyers as house prices stay flat.

27% of homeowners with a mortgage are on their lender’s standard variable rate. Could you be one of them?

First-time buyers accounted for more than half of all home loans in 2023 - and more than two-thirds teamed up to secure their own homes.

The first full week back after the new year has seen buyer interest jump out of the blocks faster than last year as mortgage rates drop. Get the latest with Richard Donnell. 

95% mortgage guarantee scheme extended, 40,000 new homes to be built and Local Housing Allowance unfrozen to help renters on the lowest incomes.

Marathon mortgages, cutting pensions and raiding savings: how homeowners are coping as mortgage rates hover at their highest levels for 15 years.

42% of adults aged 18-39 who don’t own a home say they’ve given up on the idea of buying one in the next ten years, including 38% of those earning £60,000+.

The Bank of England’s latest increase adds a further £60-a-month to repayments for homeowners with a £200,000 variable mortgage.

As the cost of borrowing increases, there are steps buyers and homeowners can take to help keep mortgage payments manageable.

As lenders withdraw some of their products, we take a look at what’s triggered the current turmoil in the mortgage market and what buyers and homeowners can do.

Core inflation rose to a new 31-year high in May, suggesting the Bank of England will have to increase interest rates by more than previously expected.

About to apply for a mortgage and not sure how to prepare? Here's how to get lender-approval ready and boost your chances of success.

Want to renegotiate the price of the property you’re buying? Our guide has the ins and outs on how it could affect your mortgage offer.

A healthy credit score can get you the best mortgage deal or the rental home you want. Here's what to do to improve yours.

Legally, you're never too old to get a mortgage. As long as you've got the means to pay it, there'll be mortgage providers willing to lend it.

Looking to get your first mortgage or lock in a new one? Let's take a look at the pros and cons of the different types of mortgages available.

What is the Bank Rate? Why do interest rates change? And what does it all mean for your mortgage repayments? Here’s everything you need to know about interest rates and how they affect you.

Ready to start looking for a mortgage and not sure where to start? Let a mortgage broker guide you. They have access to deals that aren't always available on the high street.

What’s the difference between an interest-only mortgage and a repayment one? Let’s take a look at the pros and cons of both.

Retirement interest-only mortgages are designed to help those who can't repay their mortgage in full when they retire. Here's how they work.

With Brits living and working longer than ever, more of us want to take out mortgages later in life. 

If you're thinking of buying a house and applying for a mortgage, you'll need to know all about loan-to-value. Here's our guide with the lowdown.

Despite speculation, the government did not confirm a new 99% LTV mortgage scheme in the Spring Budget. But there are still mortgages available for buyers with small deposits. Here’s what you need to know.