Step-by-step guide

Buying a home

Buying a home is a big deal. From finding that perfect pad right through to exchanging contracts, we’re here to guide you every step of the way.

What you'll need to do

Work out what you can afford

Ready to start looking? It’s time to work out what you can afford. From saving for a deposit to working out your mortgage eligibility (that’s how much you can borrow), we’ll guide you through the process.

Find the perfect home

So you’ve got an idea of what you can afford, now it’s time for the fun part - deciding where to buy a house. Here’s what to consider while home hunting.

Make an offer

You’ve found ‘the one’ and you’re ready to make an offer. Here’s how to negotiate with the seller and the pitfalls to watch out for on the way to getting your offer accepted.

Sort the paperwork

There’s a lot of paperwork involved in buying a home. From arranging the mortgage and survey to bringing in a solicitor, it’s time to get down to business.

Exchange and complete

Once you exchange contracts the completion date is set. It’s time to book in that removal van and think about setting up those household bills for your new place.

Personalise your new home

You’ve found your dream home, now it’s time to put your stamp on it. Whether it's a shiny new-build or a charming period property, take it step by step and keep your budget front of mind.