A good rule of thumb is that you can borrow between 4 and 4.5 times your total household income. Let's work out how much you can borrow for a mortgage.
The latest articles on understanding mortgages
From sorting an agreement in principle to arranging the mortgage offer, how do you apply for a mortgage when you're a first-time buyer? Let's take a look.
Want to give buy-to-let a go? Here’s our complete guide to becoming a landlord, from getting a mortgage and choosing a property to finding the right tenant.
If you're thinking of buying a house and applying for a mortgage, you'll need to know all about loan-to-value. Here's our guide with the lowdown.
Buying a home to rent out? Here's our easy-to-understand guide to rental mortgages and where to find the best buy-to-let mortgage rates.
Despite speculation, the government did not confirm a new 99% LTV mortgage scheme in the Spring Budget. But there are still mortgages available for buyers with small deposits. Here’s what you need to know.
How do you decide which type of mortgage to go for and where can you find the best deals? Let's talk about loans.
Environmentally friendly mortgages: from how much they cost to who qualifies for one, here’s everything you need to know about green mortgages.
Paying off your mortgage sooner could save you literally tens of thousands of pounds. Senior mortgage advisor for Natwest, Michael Gyapong, reveals the top five ways to do it.
